What we are —
and what we are not.

The content on realfactor.in is provided for general information and education. It is not financial, investment, tax, insurance or legal advice for your specific situation, and it is not an offer to sell or a solicitation to buy any product.

Product terms, eligibility, pricing, documentation and timelines change. Always read the current documents from the relevant bank, NBFC, insurer, lawyer or service provider before you commit.

Real Factor is a Lucknow-based corporate DSA and advisory services business. We help clients understand options, prepare documents and coordinate with partners across loans, insurance, property, legal documentation, hiring and digital services.

We are not a bank, NBFC, insurer, mutual fund, law firm, valuation agency or government authority. We do not lend money, underwrite risk, issue policies, provide title certificates or decide claims.

All loan decisions — including approval, amount, interest rate, fees, tenure, security, conditions and disbursal — are made solely by the lender. An indicative eligibility range or a positive conversation is not an approval.

Lender charges such as processing, valuation, legal and documentation fees are separate and set by the lender. A rejected or delayed application can affect your plans; we recommend checking your profile and documents before applying.

Insurance products are issued and underwritten by the insurer. Proposal acceptance, premium, exclusions, waiting periods, policy terms and claim outcomes are decided by the insurer under its policy wording and applicable law.

Any distribution or solicitation is carried out through the applicable licensed arrangement and partner terms. A premium estimate or cover calculation on this website is illustrative, not a quotation.

Property decisions involve legal, technical and financial risks that depend on the specific property and local records. We coordinate searches, documentation and professional reviews, but title opinions, valuations and legal advice are provided by the relevant qualified professional or authority.

A checklist or guide on this website does not certify title, approvals, construction quality or market value. Complete your own due diligence and read every agreement before signing.

Investments carry risk, including the possible loss of capital. Past performance is not a reliable indicator of future results. Market-linked products can fall as well as rise, and no return is guaranteed unless an issuer's binding document explicitly says so.

We do not promise or assure returns. Read the scheme information, offer document, risk factors and exit terms before investing. Consider your own goals, time horizon and risk capacity, and seek regulated professional advice where appropriate.

EMI, eligibility, insurance cover and other calculators use simplified assumptions. They may not include processing fees, taxes, insurance, valuation costs, reset terms or lender-specific policies. Outputs are estimates for planning questions, not a sanction, quote or guarantee.

Real Factor works with banks, NBFCs, insurers and other service providers and may receive commission or remuneration when a product or service is arranged through us. This is a commercial relationship that you should be aware of.

You can ask the advisory desk to explain the remuneration applicable to your service. You are free to compare options independently and choose a provider directly.

Search rankings, advertising performance, lead volumes and hiring outcomes depend on factors outside our control, including platform policies, competition, market conditions and candidate availability. We do not guarantee a specific ranking, conversion rate, revenue outcome or hire.

Links to third-party websites are provided for convenience. We do not control and are not responsible for their content, availability, accuracy or privacy practices. Access them at your own discretion.

Reading this website, using a calculator or sending an enquiry does not by itself create a formal advisory, fiduciary or professional relationship. The scope of any engagement is confirmed in writing, and a service begins only when both sides agree to proceed.

If something on this website is unclear, ask before acting on it. Write to info@realfactor.in or call +91 99350 73932 during office hours.

See also our Terms of Use and Privacy Policy.